Not Logged In Log In   Sign Up   Points Leaders
Follow Us    9:41 PM

GasBuddy News Article

33
votes
Should your state crack down on uninsured motorists?

GasBuddy Blog -- Some states take this problem very seriously. In Florida, regretfully, it's a joke. But just a few months ago police in South Florida (where at least 1 in 4 motorists is uninsured) decided to crack down.

In Broward County, the Sun-Sentinel reported that hundreds of South Florida law enforcement officers were part of a one-day crackdown on uninsured motorists a few weeks ago.

Nearly 25 percent of all drivers in Florida don't have insurance, according to the nonprofit Insurance Research Council. That's about one in every four drivers, putting Florida in the top five of states with uninsured drivers. Uninsured drivers is one reason Floridians pay $1,476 a year, on average, for automobile insurance, according to estimates by...


Read the Full Article

Submitted Dec 10, 2012 By: PD
Category: GasBuddy Official Blog > Topics Add to favorite topics   Post new topicPost New Topic
Author Topic: Should your state crack down on uninsured motorists? Back to Topics
REPLIES (newest first) Post a Reply
Profile Pic
garywa01
Sophomore Author Alberta

Posts:203
Points:874,110
Joined:Jan 2012
Message Posted: Dec 16, 2012 5:53:43 AM

get em off the road.
Profile Pic
RicanChief
Rookie Author Virginia Beach

Posts:18
Points:1,390
Joined:Dec 2012
Message Posted: Dec 15, 2012 8:49:16 AM

OK, not sure what to say about this. I dont think we have that problem here in VA.
Profile Pic
honda0105
Champion Author Tallahassee

Posts:22,993
Points:2,223,190
Joined:Nov 2008
Message Posted: Dec 14, 2012 2:57:18 AM

time to crack the ol' whip.
Profile Pic
honda0105
Champion Author Tallahassee

Posts:22,993
Points:2,223,190
Joined:Nov 2008
Message Posted: Dec 14, 2012 2:56:47 AM

friend of mine was t-boned many years ago. He's a quadruplegic. Uninsured motorist. He's left with literally several million dollars in medical bills that no one wants to pay.
Profile Pic
mgbirish
Rookie Author Fort Wayne

Posts:2
Points:145,540
Joined:Mar 2012
Message Posted: Dec 13, 2012 8:18:33 PM

my bad, I thought it read "does" instead of 'Should'
Profile Pic
mgbirish
Rookie Author Fort Wayne

Posts:2
Points:145,540
Joined:Mar 2012
Message Posted: Dec 13, 2012 8:16:00 PM

only if it is A union member Democrat! LOL
Profile Pic
epjensen
Rookie Author Iowa

Posts:4
Points:75,555
Joined:May 2012
Message Posted: Dec 13, 2012 4:08:14 PM

Sure, they cracked down on the uninsured health care.
Profile Pic
carloco75
Champion Author Richmond

Posts:6,334
Points:1,195,080
Joined:Oct 2010
Message Posted: Dec 12, 2012 8:12:34 PM

Nahhh...why do the right thing...
Profile Pic
Oilman9117
Rookie Author New Orleans

Posts:7
Points:6,325
Joined:Oct 2008
Message Posted: Dec 12, 2012 9:57:50 AM

Without a doubt. But the insurance card is not proof enough as too many people pay the first installment to get the card and then don't pay again and the police are none the wiser. And elhefe2003 in Louisiana it is the 1 year statute of limitations on the injuries that make our rates so high. The attnys are getting all the money you pay to the insurance company. I came here from New Hampshire and for the same coverages and vehicle I went from 625 a year to almost 1700.
Profile Pic
bston
Champion Author Oklahoma City

Posts:4,401
Points:1,253,650
Joined:Mar 2011
Message Posted: Dec 11, 2012 8:42:18 PM

Tough to enforce overall, but if taken care of in a swift & timely manner, eventually people will realize there will be consequences for not obeying the law.
Profile Pic
elhefe2003
Sophomore Author New Orleans

Posts:136
Points:27,580
Joined:Oct 2012
Message Posted: Dec 11, 2012 5:32:05 PM

Yes. Yes. and Yes. This problem causes the paying insurance customer higher insurance prices. It is really bad down here in Louisiana...
Profile Pic
peridotgal
Rookie Author New York

Posts:8
Points:9,215
Joined:Nov 2012
Message Posted: Dec 11, 2012 4:39:14 PM

Absolutely! In addition, the people who are driving around without insurance should have to surrender their vehicles to the authorities. You have to hit them hard in the wallet to get the message through to these individuals. These individuals are showing a lack of respect for the laws and other citizens who abide by the laws.
Profile Pic
mnrick041
Champion Author Twin Cities

Posts:17,666
Points:1,981,485
Joined:Jun 2009
Message Posted: Dec 11, 2012 2:26:09 PM

If caught without insurance in MN you get towed and your car gets impounded. Your license also gets revoked.

With all that people still drive without and I do not know what possesses them to do so. I got rear ended at a light a few months ago, the other driver had no insurance and it caused over $15,000 in bills to my insurance company for a accident that was the other person's fault.

Your insurance is there to protect YOU. It will pay to fix or replace your car and also cover you from liability. If you are driving without it then you are just a plain idiot.
Profile Pic
CheckitoutGuy
Champion Author San Diego

Posts:1,328
Points:785,255
Joined:Mar 2008
Message Posted: Dec 11, 2012 1:15:50 PM

Tough but yes
Profile Pic
1cbjfan
Rookie Author Ohio

Posts:4
Points:414,330
Joined:Sep 2011
Message Posted: Dec 11, 2012 10:56:40 AM

Yes, police should have access to all available resources to uphold the law. Here in Ohio, we only have to sign a form at the time of registration renewal stating we have insurance. We don't have to show proof at that time, however the state sends letters to random drivers requesting proof of insurance be sent to them. My wife just had to do this last month. This is good because you never know when and if you'll be selected.
Profile Pic
bigrigAZ
Champion Author Phoenix

Posts:1,952
Points:1,080,925
Joined:Jul 2008
Message Posted: Dec 11, 2012 10:54:31 AM

Yes!!! There are a lot of cars here from out of state with Expired license places which also indicates no insurance. An accident I was rear ended sitting in constuction area -stand still with 3 lanes of stopped traffic On my motocycle when a car plowed into my rear, threw me off, into the center lane. Right shoulder damaged, spine lower back compressed disc., and right quad muscle damaged. (hurts to this day). Driver had no license (suspended), no insurance, suspected drugs. End result - appeared in court before the highway Patrol could be there and case was dismissed. I had un and under insured motorist coverage and my insurance covered the cost. First thing I did was get a motorcycle lawyer. Case ended up with my medical bills paid, $10,000 to cover Honda Goldwing and helmet loss, included in the $33.000 was the lawyers fee, the motorcycle replacement, and medical coverage. Cost my insurance co $33.000 and he walked.
Should every one have insurance (D*m right)and if they don't call a taxi,impound the car for 6 months and a heavy fine, if not done this way jail time.
Profile Pic
Ebaz
Champion Author Oklahoma City

Posts:4,820
Points:1,141,150
Joined:Apr 2011
Message Posted: Dec 11, 2012 10:49:29 AM

Unfortunately, people can't drive.
Profile Pic
bridgerunner
Champion Author Virginia

Posts:9,671
Points:1,619,435
Joined:Jul 2009
Message Posted: Dec 11, 2012 10:49:07 AM

It is not against the law if they never have an accident and get caught.
Profile Pic
bearzz
Champion Author California

Posts:4,007
Points:1,011,305
Joined:Mar 2011
Message Posted: Dec 11, 2012 10:48:39 AM

Repeat . . . as far as I'm concerned, driving is a privilege . . . no insurance, no driver's license or car registration, however it works out for protection. In CA, it is the law that one be insured, yet I still have to carry and pay for uninsured motorist coverage to protect myself.
Profile Pic
pecos
Champion Author Columbus

Posts:9,506
Points:2,582,285
Joined:Jul 2005
Message Posted: Dec 11, 2012 10:48:36 AM

As long as the EPA stays out of it...
Profile Pic
ItisAJeepThing
Champion Author Tucson

Posts:33,438
Points:2,764,825
Joined:Oct 2006
Message Posted: Dec 11, 2012 10:48:25 AM

YES!!!

Someday traffic on freeways will be on autopilot with speed, spacing and direction controlled by sensors in the vehicle being linked to sensors embedded in the roadway. Until then we will have distracted drivers and more accidents every year. Highway fatalities are, however, dropping due to built-in safety systems.
Profile Pic
CORKYWC
Champion Author Chicago

Posts:1,048
Points:2,628,290
Joined:Apr 2004
Message Posted: Dec 11, 2012 10:46:07 AM

not surprising
Profile Pic
Tiernan2012
Champion Author Sacramento

Posts:3,716
Points:774,840
Joined:Oct 2012
Message Posted: Dec 11, 2012 10:45:55 AM

Yes, if it's the law, enforce it!
Profile Pic
kelly1016
Champion Author Victoria

Posts:1,953
Points:353,465
Joined:Oct 2011
Message Posted: Dec 11, 2012 10:44:17 AM

many uninsured drivers have few assets to go after in the event of an accident leaving victims on the hook
Profile Pic
WTLITNG
Champion Author Virginia

Posts:4,271
Points:1,618,815
Joined:Dec 2008
Message Posted: Dec 11, 2012 10:43:10 AM

Here in VA the owner simply checks a box on the registration that they have insurance. It's like telling someone you can cure cancer.
Profile Pic
jwalkerh
Champion Author Louisiana

Posts:6,489
Points:1,445,775
Joined:Oct 2008
Message Posted: Dec 11, 2012 10:42:10 AM

It's the law, enforce it...
Profile Pic
moesmith
Rookie Author Topeka

Posts:50
Points:1,065,955
Joined:Feb 2011
Message Posted: Dec 11, 2012 10:41:09 AM

Good about time they do something !!!!
Profile Pic
Bubba44612
Champion Author Ohio

Posts:9,953
Points:2,484,340
Joined:Aug 2005
Message Posted: Dec 11, 2012 10:40:55 AM

Yes.
Profile Pic
badharley
Champion Author Tampa

Posts:2,830
Points:1,119,415
Joined:Jul 2010
Message Posted: Dec 11, 2012 10:39:17 AM

Put a lock on there vehicle if they don't have insurance.
Profile Pic
ftsgt
Champion Author Illinois

Posts:14,066
Points:2,898,960
Joined:Dec 2004
Message Posted: Dec 11, 2012 10:37:58 AM

Its just part of the I dont care attitude from people...Definately should be more enforcement of this
Profile Pic
MG_Sputnik
Champion Author Philadelphia

Posts:9,782
Points:2,567,480
Joined:Apr 2006
Message Posted: Dec 11, 2012 10:36:52 AM

Absolutely. And everywhere too.
Profile Pic
Stos1946
Rookie Author Atlanta

Posts:75
Points:712,705
Joined:Dec 2011
Message Posted: Dec 11, 2012 10:32:16 AM

This is just another example of a law passed but not enforced. Law enforcement officers definitely should have access to auto insurance records.
Profile Pic
WGW1
Champion Author British Columbia

Posts:3,662
Points:978,335
Joined:Jun 2010
Message Posted: Dec 11, 2012 10:31:46 AM

wow almost unthinkable not to have insurance. I guess it's "if you have nothing to lose mentality".
Profile Pic
barodacop
Rookie Author Michigan

Posts:91
Points:373,985
Joined:Aug 2006
Message Posted: Dec 11, 2012 10:31:07 AM

Uninsured motorists cost Michigan millions of dollars ever year. But the problem is that many people get an insurance binder good for 30 days so they can get their plates immediately. After the 30 days are up, no one monitors whether someone has valid insurance unless they come in contact with the police. In Michigan, failure to have insurance is a one year misdemeanor and requires a warrant to arrest.

Michigan should change the law to make it a 90 day misdemeanor violation should the police can write the ticket immediately.
Profile Pic
Discovery02
Champion Author Colorado Springs

Posts:7,530
Points:906,445
Joined:May 2012
Message Posted: Dec 11, 2012 10:29:14 AM

YES!
Profile Pic
fulldawg
Champion Author Georgia

Posts:7,125
Points:952,525
Joined:Jun 2004
Message Posted: Dec 11, 2012 10:28:58 AM

I agree with Isea11
Profile Pic
luvmyburgi
Champion Author Ohio

Posts:8,448
Points:1,556,900
Joined:Sep 2005
Message Posted: Dec 11, 2012 10:28:48 AM

Absolutely
Profile Pic
Isea11
Champion Author New York

Posts:3,619
Points:988,275
Joined:Dec 2011
Message Posted: Dec 11, 2012 10:27:13 AM

All states should have direct access to a data base that informs the Police Officer if someone has auto insurance.
Profile Pic
CSF
Sophomore Author Cincinnati

Posts:173
Points:130,915
Joined:Jul 2012
Message Posted: Dec 11, 2012 10:27:10 AM

Hang 'em high!! ;-)
Profile Pic
jnseyeongas
Champion Author Milwaukee

Posts:2,736
Points:1,089,625
Joined:Feb 2011
Message Posted: Dec 11, 2012 10:25:52 AM

No insurance - - - - take the car
Profile Pic
LarksNY
Champion Author Albany

Posts:1,609
Points:754,240
Joined:Jun 2006
Message Posted: Dec 11, 2012 10:25:49 AM

In NY cancellation of auto insurance triggers license suspension process. More could be done tho.
Profile Pic
f4driver
Champion Author Maine

Posts:5,019
Points:1,181,630
Joined:Aug 2007
Message Posted: Dec 11, 2012 10:25:48 AM

I used to live in south Florida, Broward County. Had a 2002, 35th anniversary edition Pontiac Trans Am. Paid $1568.oo yearly ins premiums.
Moved to Maine. Bought a GMC Sierra excab, 1500. Pay $555.oo yearly for double coverages and no deductible.
Something to be said for the rural lifestyle.
Profile Pic
KarateDude
Champion Author Cincinnati

Posts:2,573
Points:1,052,955
Joined:Mar 2008
Message Posted: Dec 11, 2012 10:22:55 AM

In Ohio they require proof of insurance when you are pulled over...
Profile Pic
jaccks
Champion Author Kansas

Posts:1,811
Points:2,182,790
Joined:Oct 2005
Message Posted: Dec 11, 2012 10:21:28 AM

In Kansas you have to show proof with up to date ins card when you buy tags
Profile Pic
BigKart
Champion Author Indianapolis

Posts:2,156
Points:751,480
Joined:Apr 2011
Message Posted: Dec 11, 2012 10:17:31 AM

Indiana requires that you identify an ins company when getting plates, but to my knowledge, does not verify what you tell them.
Profile Pic
yelobus
Champion Author Houston

Posts:8,236
Points:2,163,550
Joined:Aug 2006
Message Posted: Dec 11, 2012 10:16:59 AM

Long answer: Yes.
Profile Pic
rodzilla123
Champion Author San Diego

Posts:5,648
Points:1,306,065
Joined:Jul 2008
Message Posted: Dec 11, 2012 10:16:57 AM

Not as bad as it used to be here in California, But the Problem still exists and it costs the rest of US every Year!!!
Profile Pic
CAD69
Champion Author Milwaukee

Posts:5,541
Points:1,429,805
Joined:Nov 2010
Message Posted: Dec 11, 2012 10:16:10 AM

Yes, you should need proof when you want to get your tags!
Profile Pic
AnObserver
Champion Author New Jersey

Posts:10,820
Points:2,836,765
Joined:Sep 2005
Message Posted: Dec 11, 2012 10:14:17 AM

Yep - uninsured motorists raise the price for everyone
Profile Pic
boldrph
Champion Author Topeka

Posts:21,422
Points:4,062,145
Joined:Oct 2002
Message Posted: Dec 11, 2012 10:10:30 AM

confiscate the vehicle and revoke the drivers license
Post a reply Back to Topics